Earnings Disclaimer

No Guarantee of Earnings or Results

Earnings and Income Examples

2.1 Examples Are Illustrative Only

Any earnings, income statements, revenue figures, or examples of financial results mentioned on our website, in our marketing materials, in case studies, or in testimonials represent specific instances and should NOT be considered as average earnings, typical results, or guarantees of what you will achieve. These examples are provided for illustrative and educational purposes only.

2.2 AI-Generated Results Disclaimer

Results achieved using AI tools, including our AI Voice Agents, AI Chatbots, machine learning models, and automation software, vary significantly based on implementation, use case, market conditions, and individual circumstances. AI technology is a tool that requires proper application, human oversight, and strategic implementation. The effectiveness of AI solutions depends on factors beyond our control.

2.3 FTC Compliance

Past Performance Is Not Indicative of Future Results

Any prior success, past results, historical performance data, or previous earnings achieved by us, our clients, or other users of our products and services are NOT indicative of your future success or results.

Past performance does not guarantee or predict future outcomes. Market conditions, technology, competition, algorithms, and business environments change constantly, particularly in the rapidly evolving field of artificial intelligence.

Testimonials and Case Studies

4.1 Verification and Authenticity

Testimonials, success stories, and case studies featured on our website or in our marketing materials represent actual experiences of real individuals or businesses who have used our products or services. We can verify these testimonials upon request by contacting michael@mulkern.net.

4.2 Individual Circumstances Vary

The individuals and businesses featured in our testimonials and case studies had unique circumstances, resources, skills, experience levels, and market conditions that contributed to their results. Your circumstances are different, and your results will vary. Some users may achieve similar or better results, while many users will achieve lesser results or no results at all.

Factors Affecting Your Results

Your earnings, income, and business results are affected by numerous factors, many of which are beyond our control, including but not limited to:

• Your Skills and Experience: Technical proficiency, business acumen, marketing knowledge, sales ability, and industry expertise
• Your Effort and Commitment: Time invested, consistency of action, work ethic, and dedication to implementing strategies
• Your Resources: Financial capital, existing business infrastructure, team capabilities, and access to technology
• Market Conditions: Economic climate, industry trends, consumer demand, competitive landscape, and market saturation
• Technology Changes: AI advancements, algorithm updates, platform policy changes, and technological disruptions
• Regulatory Environment: Legal requirements, compliance obligations, and industry-specific regulations affecting AI use
• Your Business Model: Product offerings, pricing strategy, target market, and revenue streams
• External Factors: Geographic location, timing, luck, network effects, and circumstances beyond anyone's control
• Implementation Quality: How effectively you apply training, customize AI tools, and integrate solutions into your business

Business and Financial Risks

6.1 Inherent Business Risks

Operating any business, whether online or offline, involves substantial risk and uncertainty. Using AI tools and technology in your business may involve additional technical, operational, and market risks. You acknowledge and accept that:

• You may experience significant financial losses
• You may fail to generate any revenue or income
• Your investment in our products or services may not be recovered
• Business success requires more than tools and training
• Market conditions can change rapidly and unpredictably

6.2 AI-Specific Risks

Your Responsibility for Due Diligence

Before purchasing any product or service from Mulkern AI Systems, you are responsible for:

• Conducting your own thorough research and evaluation
• Assessing whether our products or services are suitable for your specific situation
• Evaluating the potential risks and rewards
• Consulting with qualified professional advisors (accountants, attorneys, business consultants, financial advisors)
• Understanding your own financial situation and risk tolerance
• Making informed decisions based on your independent judgment

No Financial, Legal, or Professional Advice

Product and Service Descriptions

While we strive to accurately describe our AI systems, products, services, and training materials, we make no warranty that:

• Our products or services will meet your specific needs or expectations
• Our AI tools will produce specific outcomes or results
• Information provided will be complete, accurate, or up-to-date
• Use of our products or services will guarantee any level of success
• Results achieved by others can be replicated by you

User Success Depends on User Effort

Success in business requires sustained effort, dedication, skill development, strategic thinking, and often significant time and financial investment. Our products and services are tools and educational resources that can support your efforts, but they cannot replace hard work, business acumen, market understanding, or entrepreneurial perseverance.

Your level of success will be directly related to your commitment, implementation, and the effectiveness of your overall business strategy.

Limitation of Liability

Your Acceptance of Risk

By purchasing or using any product or service from Mulkern AI Systems, you acknowledge and accept that:

• You have read and understood this Earnings Disclaimer
• You understand that we make no guarantees regarding earnings or results
• You accept full responsibility for your business decisions and outcomes
• You understand the risks involved in operating a business
• You will not hold us liable for your financial results or business outcomes
• You have conducted appropriate due diligence before purchasing

Request for Typical Results Statement

If you wish to request verification of any testimonial or case study, or if you wish to receive a statement of typical results for any product or service, you may contact us at michael@mulkern.net.

We will provide this information in compliance with FTC guidelines. However, please be aware that typical results are generally modest or non-existent, and exceptional results shown in testimonials are not typical or guaranteed.

Changes to This Disclaimer

We reserve the right to modify this Earnings Disclaimer at any time. Material changes will be posted on our website with an updated effective date. Your continued use of our products or services after changes are posted constitutes acceptance of the modified disclaimer.

Contact Information

For questions regarding this Earnings Disclaimer or to request verification of testimonials or typical results statements, please contact:

This Earnings Disclaimer is effective as of February 6, 2026

Last modified: February 6, 2026

By purchasing or using our products or services, you acknowledge that you have read, understood, and agree to this Earnings Disclaimer